The trend is going back to go tech and tracking students

But only in states that opted out of common core. The college track is so much harder than 20 years ago. The problem is that low income and race will be part of tracking. Language skills are critical and studies prove that on AVERAGE low income and esl students enter school with much less language skills. Thus they start off behind and may never catch up. Thus those kids get put in non college bound classes. Texas is not in common core and we are trying hard to figure it out.

I guess when I killed the “snake” BOA I broke the website for the account

I have been trying every day since I made the final payment to get a screen shot of it showing the account zeroed after the payment posted. (I do have one of the payment confirmation for my payday loan). No such luck it keeps saying that viewing the account is temporarily unavailable—for three days now. Yet I can log in and view my still receiving payments account with no problem.

Oh well, I guess they are like Lowe’s once you pay them off you can forget about ever viewing anything online with them again. Man, spoil all my fun, I wanted that screen shot.

Anyway, if you are paying off a BOA that if you have previously closed the account, like I had, know that chances are you will not get the satisfaction of seeing on screen the zero balance. So gather all your proof the day you pay it off before you log out, because you may never be able to log back in.


I wasn’t sure what the response would be to the question of whether college was necessary, but I figured this topic would get some discussion. Never dreamt I’d be reading some of the situations like below. That’s just amazing to me.
Mom was a elementary school teacher of various types for 30 years, and I grew up with the notion (still have it actually) that a child’s education generally makes or breaks their chances later in life. Yes there are the amazing stories of those who overcame a lack of education early on, and those who squandered a solid preparation. But just from the point of view of sheer statistics, it was true then that those kids with a solid education, go on to have solid careers and responsible adult lives in whatever category they choose. But DANG, philosophies have changed a lot since then! We’re having something of a debate in Seattle schools right now about their math curriculum which college educators say is allowing kids to graduate without the faintest idea of how math “works”, and thus they can’t hack the college level science and math courses. But school district folks say it reduces the burden on the teachers for lesson planning, etc etc etc. I can’t help but think there must be a better way to fix the situation than to have a solution where the teachers present canned material and the kids can’t hack even intro math classes as college freshmen. I don’t have answers but that can’t be the best answer.
Anyway, thanks for the discussion on this point. Looks like we’ve got some work to do in the realm of how best to prepare our next generation.

Maybe the high school requirements have been dumbed down in some areas

but in Georgia the requirements have been increased so dramatically that many students are dropping out. They totally faced out the general education tracks diplomas and also the vo-tech. The college prep track was the only option. The guidance counselor at our son’s private school told us that it was a huge issue state wide for all high schools, both public and private. Some districts are actually encouraging kids to consider a GED. The idea was that since Georgia’s test scores were always in the bottom 5%, The state’s standing would only increase if most of those likely to score low were pursuing a GED. So Soon Georgia’s school’s will no longer rate 49th out of 50; but their drop-out rate will soar.
And people wonder why the homeschooling numbers are climbing.

Once upon a time (and really not all THAT long ago

when I went through public ed in the 60s) we taught and used a Classical Education model. More than anything, the value of the classical education model was that it developed critical thinking, analytical and reasoning skills. Not that other systems are not valuable, but CEM requires work, re-work, work (and then more re-work) until one “gets it right.”

Then we decided (about the mid 70s) that our public school teachers could be more efficient when lecturing to 30-40 students at a time (after all, that’s what we do in college!) Except that our colleges presumed they were getting CEM trained students. Lecturing AT a student works to a large degree, IF the student has learned the skill of how to learn.

Along with bloated classrooms, we decided that “FEELINGS” were more important than FACTS. Just go with the flow. Melanie called this dumbing down. While that may be true, I think it really is more than we didn’t want to require mastery, because lo and behold, mastery takes WORK, and demands that you don’t move on to the next subject/class/level, until mastery has been demonstrated (yep, it may mean you get “held back.”)

Having decided that feelings matter more than fact, we then (California anyway) decided to usurp any form of real education, and replace it with social engineering. We can’t speak the words “The Catholic Church” in the same breath/sentence as California History, but we spend entire semesters on La Raza studies.

So our high schools become remedial elementary schools, and our colleges become remedial high schools. Does a 4 year degree (or voc-tech) matter? I think it does. I think at the very least it says: I cared more about myself to do something other than go with the flow.

So how does this all tie back to LNT? Well, the bloated student loan debacle is an outgrowth of our what our kids have been trained via the public ed system: I Don’t Have to Work or Pay now for college- (money or effort), I can just go with the flow (take out a loan) and “later on” I’ll put in the work/effort (if necessary.) No one is going to hold me accountable.