My dad, years ago, said:

the high school education he received in Mississippi County high school (graduated 1959) was about the equivalent to a jr. high education now. His parents were poor share croppers, with 4 kids (3 girls, 1 boy). They heated their house with a wood stove. My dad had to go out and chop the wood for the stove. If my dad wanted anything in life he had to scrape the money together to get it.

He served in the Air Force for 2 years. After that he has pretty much been self-employed all of his life. It was very difficult in the early years, even till I got out of high school in 1978. However, my dad has worked, pounded the concrete floors in whatever business he had at the time, scrimped and saved. Now he has retired though he still owns and manages several commercial properties. His net worth is probably several million by now. He pays cash for everything.

Oh, and my mom’s family were farmers as well and she went to the same high school my dad did.

My dad, frugal as he is, went to buy PJ’s at Penney’s. He found out that he could get 20% off by opening a credit card. (His visa is paid off monthly before the due date.) His plan was to open the card, make a purchase, then close the account. Anyway, the clerk attempted to open an account and it would not go through …. my dad, though not as rich as VLs, has the same problem with credit reports! His house is paid off, all commercial properties are paid off, he has NO debt and hasn’t for decades. He could not get a stupid Penney’s card but could buy out all the merchandise in the local store if he wanted to. Go figure. Oh, he still bought the PJ’s.

My dad was not successful because of a stellar education. He was not successful due to influential mentors or big wig financing by a big bank or “silent partner”. It was choices he made … one small choice/decision/baby step at a time. It was also due to prayer to God asking for wisdom.

I hope to have 1/2 the wisdom my dad has now by the time I pass on.